Credit Card Faux Pas to Avoid

credit card

Having a credit card as an adult is pretty much a necessity; even if you’re determined to avoid debt at any cost, chances are you’ll need a card at some point (even if it’s just to book a hotel or rent a car when you’re traveling).

Whether you’re new to the world of credit or just a bit rusty with the do’s and don’ts, here are some credit card faux pas you should do your best to avoid.

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PIN Safety Tips

pin safety

One of the most important things you can do to protect yourself financially is choosing a good PIN. Your 4 digit PIN (Personal Identification Number) grants unlimited access to your bank account and the consequences can be devastating should that information fall into the wrong hands. Here are some tips on PIN safety and how to protect yourself.

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Is Your Child Ready for a Debit Card?

debit card

There is no set age by which children mature, which can make it difficult for parents to gauge when their kids are ready to take on more financial responsibility.  On the surface it may not seem like there’s a huge difference between giving your child cash and giving them a debit card, but for most kids, getting their very own piece of plastic is the first step into the adult world. It comes with restrictions, limits, and rules that are imposed by a bank rather than by you.

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