No matter what bank you’re with, most credit and debit cards have a couple of things in common – they all have a unique card number, a 3 digit card security code on the back, a blank space for the cardholder’s signature, and two phone numbers – a customer service number you can call locally and another international number to call your bank when you’re out of the country.
So when should you call your bank? Do you really need to wait until you’re dealing with an emergency or are there other occasions that warrant you giving them a call?
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Going back to school is expensive no matter what grade or level of education you’re at but nothing compares to the costs associated with attending University or College. As September approaches, it’s a good time to start planning and budgeting for the year ahead. Here are some of our tips to help students save money when the new semester rolls around:
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Whether it’s your first time buying a car or not, here’s a list of the things you should avoid before buying a car.
Don’t Spend More than you Have
Being able to budget well is a really important skill to possess – especially when it comes to keeping your own financial situation in check. Buying a car is a big investment. You can’t just cross your fingers and hope you’ll be able to make your payments each month.
Continue reading “What NOT to do When Buying a Car”
Going on vacation is rarely cheap. Between the costs for hotels, flights, car rentals, attractions, and meals, going away can really set you back money-wise.
But the cost of going away shouldn’t deter you from giving yourself (and your family) a much needed break! Here are some cost effective alternatives to a traditional vacation:
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No one consciously decides to accrue massive amounts of debt, but negligent money habits and irresponsible spending can lead you down a slippery slope of relying on borrowed money to stay afloat. If you’re worried that your current money habits might be setting you up to fail later on, read our list of negative credit spending habits so you can do your best to correct them as quickly as possible.
Continue reading “Negative Credit Habits (And How to Break Them)”