The winter months at the beginning of the year can be hard to deal with – particularly if you live in a country like Canada that’s often cold, snowy and grey for days on end. We’ve got a few suggestions to help you deal with the winter blahs without spending any money and by staying under budget.
Continue reading “Get Over the Winter Blahs (On a Budget)”
Most university and college students have been back in class for a few weeks now and no matter how optimistic they might have been at the start of the school year, it’s likely they’re already starting to feel the constraints of school budgeting.
Even if you have a job during the school year, there’s no way to work as many hours as you would during the summer and that – combined with the drastically increased costs that come with having to pay for classes, textbooks, rent, transportation, food, and everything else that comes with being a student – means that you’re probably starting to feel the pinch in your pocket.
We’ve compiled a list of posts on saving money as a student that we hope will help you with your school budgeting so you can stay on track as you pursue higher education!
Continue reading “Crash Course on Back To School Budgeting”
Car shopping, while exciting, tends to also pack on quite a bit of stress. Said stress only builds when you’re dealing with a restrictive budget that can severely limit your options. Here are some tips and suggestions on how to manage your expectations when you’re car shopping on a budget and how to make the most out of what you do have available to spend.
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The idea of Treating yourself (in which you let yourself indulge in material things that bring you enjoyment) is a fairly popular one in current society. While the concept itself of making sure to set aside a portion of your income to spend on things that will make you happy is a fair one, there are a few guidelines you should stick to before blowing through your hard earned money – especially when it comes to more expensive purchases (like a TV, a new stereo or computer etc). Here are some of our suggestions for practicing self-discipline when indulging.
Continue reading “How to Practice Self-Discipline”
If there’s one bit of advice we think absolutely everyone should hear, it would be saving money. Whether it’s in the form of an emergency fund, an RRSP, or a TFSA, everyone should have a certain amount of money put aside.
Of course, this can be a pretty major challenge for anyone who’s already struggling to pay all their bills every month. While it’ll require a shift in spending habits, it’s not impossible to start saving. Here’s how.
Continue reading “Saving Money When on a Budget”