Ever wondered about credit card history or where certain terms come from? Read on to learn some interesting credit card facts!
The word credit comes from the latin word ‘credere’ which means ‘to trust.’(1)
American writer and publisher James Grant said the difference between credit and money is that, “the money supply can be counted, and so can the supply of debt. However the potential supply of debt can only be imagined.”(1)
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Whether you’ve been using a credit card for years and consider yourself an old pro or you’re just getting started with your first Visa, Mastercard, or Amex, it’s never a bad idea to refresh your knowledge and understanding of credit. We’ve compiled some of our favourite previous posts on building credit broken down by category:
Continue reading “Crash Course on Building Credit”
Most university and college students have been back in class for a few weeks now and no matter how optimistic they might have been at the start of the school year, it’s likely they’re already starting to feel the constraints of school budgeting.
Even if you have a job during the school year, there’s no way to work as many hours as you would during the summer and that – combined with the drastically increased costs that come with having to pay for classes, textbooks, rent, transportation, food, and everything else that comes with being a student – means that you’re probably starting to feel the pinch in your pocket.
We’ve compiled a list of posts on saving money as a student that we hope will help you with your school budgeting so you can stay on track as you pursue higher education!
Continue reading “Crash Course on Back To School Budgeting”
Credit cards can have a pretty bad reputation, but so long as the user is a responsible credit card holder, there are tons of valuable advantages.
Here are some of the perks and benefits that can result from being a responsible credit card holder:
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Buying a home is always a stressful experience that is often made even more stressful by the thought of trying to scrape together a good down payment and finding a mortgage rate that’s not going to bankrupt you. Here are some tips to help you find the lowest mortgage rate available to you:
Continue reading “Get the Lowest Mortgage Rate”