No matter how good you think you are at budgeting, most of us end up hitting the ‘I’m broke’ brick wall at some point before pay day. So what can you do if you’re trying to save money/get out of debt but you’re working with limited funds?
Credit cards make it easy to give in to impulsive purchases but they can put a major dent in your ability to save when you’re forced to use March’s paycheque to pay back February’s purchases.
We’d like to suggest an alternative system: The ‘Adult Allowance’
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