How to Keep Your Financial New Years Resolution

new years resolution

It’s a cliche for a reason – the New Year is the perfect time to set new goals for yourself and to try and improve your life in a number of different ways.While for some people this might mean eating healthier or hitting the gym more frequently, we think that setting attainable financial goals is one of the best things you can do for yourself. Whether you have your own list of goals or are still trying to decide what to focus on, we’ve got some suggestion to help you keep your financial new years resolution:

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Mantras to Help You Control Your Spending

control your spending

The holiday season isn’t just a particularly rough time on your bank account, it’s also hard on your impulse control. With so many sales and so many gifts to buy, it can be hard to stick to your budget and control your spending.

Here are some mantras you can use when you’re in the mall (or on Amazon.ca) to help you reframe your thoughts and keep your money in your wallet.

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What You Should Have in Your Car Emergency Kit During the Winter?

car emergency

As the weather grows colder and the snow starts to pile higher, it’s important to make sure you keep yourself as safe as possible while out on the road. So what can you do protect yourself in case of a car emergency?

Beyond abiding by traffic laws and ensuring that your car is regularly maintained,  most of what you can do to protect yourself from the elements comes from being proactive. That’s why we want to help you ensure you’ve got all the necessary tools with you at all times to keep yourself safe.

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How to Space out Your Christmas Shopping (Yes, We Know it’s Halloween)

christmas shopping

The leaves outside are changing colours, jack o’lanterns sit on every porch, and kids dressed up in wacky costumes are parading through the streets. Yes, it’s finally October 31st. Which in our opinion, is the perfect time to start talking about Christmas shopping.

Yes, you read that right. While it might seem counterintuitive to start talking about a completely different holiday on Halloween, we think our reasoning is pretty solid: just living day to day on a budget is hard enough and it only becomes more stressful and difficult to manage when you throw in shopping for Christmas (or Hanukkah, of course) presents.

That’s why it’s important to plan ahead and start looking for gifts earlier as opposed to later. Here are some of our tips to help you conquer your Christmas shopping this year without digging yourself deeper into a debt hole.

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Credit Card History

credit card history

Ever wondered about credit card history or where certain terms come from? Read on to learn some interesting credit card facts!

The word credit comes from the latin word ‘credere’ which means ‘to trust.’(1)

American writer and publisher James Grant said the difference between credit and money is that, “the money supply can be counted, and so can the supply of debt. However the potential supply of debt can only be imagined.”(1)

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