Having access to credit isn’t just a fundamental part of how society functions, it’s a requirement for a huge number of important financial milestones. Mortgage, car loan, student loan, you name it: a good credit score is your key to tapping into borrowed money.
So how do you actually obtain a good credit score? Keep reading to learn how to become a credit super star and stay on top of your finances. Continue reading “A Good Credit Score: Become a Credit Superstar”
Are you considering applying for a car loan, a mortgage, or any other kind of loan that requires a credit check? Making sure your credit is as strong as possible is the best thing you can do in a world that relies on bank loans and revolving credit. Here are some things you can do to strengthen your credit before you apply for a car loan/mortgage/line of credit etc. Continue reading “Strengthen your Credit”
Worried your credit is less than stellar but avoiding actually looking into it? The signs that your credit is struggling are easier to identify than you might think. Here are some bad credit warning signs you should be on the lookout for (and what you can do to turn your credit back around again). Continue reading “Bad Credit Warning Signs”
If you’re running short on cash at the end of the month and need a small loan to tide you over, it can be tempting to look into applying for payday loans. So what is a payday loan exactly? And is it worth it? Continue reading “Payday Loans: Are They Worth It?”
Can buying a car help you rebuild your credit? Yes. That being said, it’s important to understand that getting a car is just one step in a longer process towards living a debt free life. Unfortunately, if you already have bad credit, the mere thought of getting a car loan might seem impossible. In order to understand how you can get a bad credit car loan, you need to understand how your credit score and rating are calculated in the first place. Continue reading “Getting a Bad Credit Car Loan”