Bankruptcy

Depending in what era you grew up in, you were probably told by your peers that going bankrupt was the worst possible thing you could ever do. Maybe there was some truth to that but unless you have all the facts, it's often difficult to make an informed decision on your own.

For example, imagine you've owned a business for years. You have invested countless hours building your business. Things are going well and you take out a loan to purchase necessary equipment that you will need to grow and expand.

Now imagine your spouse takes ill and you do not have a company benefits plan because you're self-employed so you have to use all your income to pay for expensive medicine.

You spend so much time at the hospital that your business suffers and you can no longer afford to make the loan payments on the equipment. The business collapses.

Now, no one would ever fault you for taking care of your family under those circumstances. However, you now have to find a way to get out from under all the debt accumulated while taking care of your family. Would this be a just cause for a personal bankruptcy? Perhaps. It's hard to say without knowing all the facts but the reality is good people fall on hard times every day not because they are bad people but sometimes just because bad things can happen to good people.

The government realized this a long time ago and created a financial program to assist people just like you who may have also fallen on tough times and can not see a way out from underneath the debt - a bankruptcy.

At the Approval Centre, we know there are good people who need a helping hand. Our job is to evaluate your current financial status to see what we can do to help. It may be as easy as refinancing a mortgage, auto loan or in some cases be referred to one of our preferred partners. Either way, we will show you that it's never as bad as it seems and there are programs available to help you. Let us show you how.

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